
	Finding the right home at the right price is just one part of a real estate transaction. Joanne Fisher, GRI, SFR is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 352-799-6666 if your needs include a professional REALTOR^® experienced in the business side of real estate.

Expected closing costs

There are certain standard expenses associated with closing the sale of a house. These costs are commonly split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the deal.

Loan-related closing costs (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes commonly paid at closing (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're buying a home in Hernando County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not shocked when you come to closing time. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

Joanne Fisher, GRI, SFR 15335 Cortez Blvd. Brooksville, FL 34613

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